Getting a Portuguese bank account makes everyday life significantly easier. Here are your best options.
Best banks for expats: - ActivoBank — fully digital, English-speaking support, no fees - Millennium BCP — widespread ATMs, English app - N26 / Wise — not Portuguese banks but excellent for day-to-day until you set up locally
What you need: - NIF (tax number — get this first) - Valid passport - Proof of address in Portugal (a rental contract works) - Some banks require an employment contract or income proof
Pro tip: ActivoBank lets you open entirely online once you have your NIF. It's the easiest option for new arrivals.